Loans

Get loans that are best matched to your credit profile.

Why Choose Loans?


  • Attractive interest rates to make your Loans affordable and easier on your pocket.
  • Customized repayment options to suit your needs.
  • No hidden charges.

Documents required for personal loan:

  • Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months)
  • Latest salary slip/current dated salary certificate with the latest Form 16

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Applicant Details

Types of Loans

There are many options available in the loan market, so it is important to know which type of loan will be good for your business or health. Below, you can learn about each loan that how it will affect your income.

Mortgages

Mortgage loan from which people use to buy homes. From traditional to PHA mortgages there are many different types of mortgages loan. Enabling the consumers to buy home is the only goal of mortgages loans.

Auto Loans

Auto loans can be used to buy new or old vehicles. The auto loan period typically ranges from 24 to 60 months; however, loans for 72 or 84 months are now normal. Most lenders limit the conditions for purchase of old cars to 48 or 60 months, because the used cars are more risky for finance. The reason for this is that unlike the value of the house, the value of the car generally decreases over time, if the car is being financed, then it is also used as a guarantee, the lenders need to guarantee that if the borrower remembers it then it is necessary to cover their losses.

Student Loans

Most students opt for student loans to complete their education, whose interest rates are determined and they do not have to pay until the graduation is completed for a few months. Two types of federal student loans are subsidy loans and non-membership loans. The subsidized version is for the students of the highest financial sector, because the government pays interest on loan as long as the student is in school.

Personal Loans

Personal loans are usually unsecured loans which consumers can use for various purchases. Unlike mortgage or car loan, from improving your homes to small investments, which are used specifically to buy homes and cars, a person can use personal loans to use to do any work.

Bank Eligible Loan Amount for Max Tenure Age of the borrower Minimum Work Experience
SBI Personal Loan Rs. 15 Lakh for 48 Months 21 to 58 Years 24 Months
HDFC Bank Personal Loan Rs. 50 Lakh for 60 Months 21 to 60 Years 24 Months
ICICI Bank Personal Loan Rs. 30 Lakh for 60 Months 23 to 58 Years 24 Months
Bajaj Finserv Rs. 25 Lakh for 60 Months 27 to 58 Years 36 Months
Citibank Rs. 30 Lakh for 60 Months 23 to 60 Years 36 Months
IDFC Bank Rs. 25 Lakh for 60 Months 25 to 60 Years 12 Months
Axis Bank Rs. 15 Lakh for 60 Months 21 to 60 Years 12 Months
Bank of Baroda Rs. 2 Lakh for 36 Months 21 to 60 Years 36 Months
Dena Bank Rs. 1 Lakh for 36 Months 24 to 55 Years 24 Months
Indian Bank Rs. 5 Lakh for 36 Months 21 to 58 Years N/A
Union Bank of India Rs. 5 Lakh for 60 Months 21 to 58 Years N/A
Tata Capital Rs. 20 Lakh for 60 Months 21 to 58 Years 24 Months
Fullerton India Rs. 20 Lakh for 48 Months 21 to 58 Years 36 Months
IndusInd Bank Rs. 25 Lakh for 60 Months 21 to 60 Years 24 Months
Kotak Bank Rs. 15 Lakh for 60 Months 21 to 58 Years 24 Months
RBL Bank Rs. 20 Lakh for 60 Months 25 to 60 Years 36 Months
IIFL Rs. 25 Lakh for 60 Months 25 to 60 Years 36 Months
HDB Financial Rs. 20 Lakh for 60 Months 21 to 60 Years 24 Months
Capital First Rs. 25 Lakh for 60 Months 23 to 60 Years 12 Months
Bank of Maharashtra Rs. 1.50 Lakh for 36 Months 21 to 60 Years 36 Months
Karur Vysya Bank Rs. 10 Lakh for 36 Months 25 to 60 Years 24 Months
Corporation Bank Rs. 2.50 Lakh for 36 Months 21 to 58 Years N/A
Canara Bank Rs. 3 Lakh for 48 Months 21 to 60 Years 36 Months
Yes Bank Rs. 20 Lakh for 60 Months 21 to 60 Years 24 Months
PNB Rs. 15 Lakh for 60 Months 21 to 58 Years N/A
Andhra Bank Rs. 5 Lakh for 60 Months 21 to 55 Years N/A
IDBI Bank Rs. 10 Lakh for 60 Months 22 to 60 Years 36 Months
Syndicate Bank Rs. 2 Lakh for 60 Months 21 to 58 Years N/A
Indian Overseas Bank Rs. 15 Lakh for 60 Months 21 to 58 Years 36 Months
Vijaya Bank Rs. 6 Lakh for 60 Months 21 to 55 Years N/A
Federal Bank Rs. 10 Lakh for 48 Months 21 to 55 Years 36 Months
Standard Chartered Bank Rs. 30 Lakh for 60 Months 23 to 58 Years 36 Months