Credit Cards in Ghaziabad

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Documents Required To Apply For A Credit Card


The documents and the eligibility criteria to apply for a credit card would vary from bank to bank and from card to card. However, there are certain common documents that most of the banks including the top banks such as INDUSIND, HDFC, ICICI, RBL, Citibank and others require the applicant to submit along with the credit card application.

Documents required by Salaried customers:


  • Identity proof (Pancard)
  • Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Income proof:
    • Last 2 months salary slips
    • 2 months bank statement for salary account
  • Age Proof: Secondary School Certificate (class X), Birth certificate, Passport, Voter ID card
  • Employee ID card

Documents required by Self-Employed customers:


  • Identity proof (Pancard)
  • Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Age Proof: Secondary School Certificate (class X), Birth certificate, Passport, Voter ID card
  • 1 year IT return with computation

Documents required by Card to card customers:


  • Identity proof (Pancard)
  • Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Old credit card copy front side
  • 1 month card statement
Applicant Details

Credit Card in Ghaziabad

Ghaziabad is a city in the Indian state of Uttar Pradesh. It is sometimes referred to as the "Gateway of UP" because it is close to New Delhi, on the main route into Uttar Pradesh. It is a part of the National Capital Region of Delhi. Recent construction works have led to the city being described by a City Mayors Foundation survey as the second fastest-growing in the world. As the growing peoples also increase their needs and with increasing needs there should be financial service provider like providing a credit card. With Rufin enterprises, you can easily apply for credit like ICICI, RBL credit card only by sitting in your home.

Credit Card Eligibility Criteria


Age Minimum of 18 years old
Income Fixed deposit or minimum monthly or annual income as set by the bank
Employment Salaried or Self-Employed
Interest Free Period Up to 55 days
ATM Cash Withdrawal Charges From 2.0% to 3.5% of the amount withdrawn

Age Criteria

Applicant should be at least 18 years of age. Apply for a credit card, you should come to the age limit prescribed by the bank. Anyone under this age limit can apply for a credit card. Add-on credit card holder should be 18 years of age and above

You must have regular income to get a credit card. Income criteria vary according to card characteristics. You can get a credit card in accordance with your deposit amount and minimum income set by the bank. According to directions and condition, the requirement of income for different cards may differ.

The client should have proof of the minimum source of income to receive a credit card. You must be a salaried employee in recognized company or who are managing their own business.